Smart Card(Pd No. : 3003448)

[Product Description]

KONA SCMS is a new smart card business management system that enables issuers to deploy and manage multi application smart card program, supports the full lifecycle of cards and the application maintenance from the initial to post issuance.

[Product Features]

KONA SCMS has multiple functions to satisfy issuer’s requirements.

1. CMS (Card Management System) – card and personalization data management
2. AMS (Application Management System) – Multi-application Management and personalization
3. KMS (Key Management System) – Security key management
4. Legacy System Compatibility
5. KONA system supports
    - Personalization
    - In-Branch Issuance.
    - Post-Issuance.
    - OTA (Over the Air) application download for mobile devices over the mobile network.

Economy is not just a watchword of politicians racing for election votes it is a phrase that we use when discussing how we spend, organize and select items. The main aim of economizing is an improvement in some form of circumstances. The technology of smart cards also aims for improvement of user circumstances through functionality and provides a type of multiple economizing where space, time and functions are all considered. For KONA i, KONA SCMS card is a management system that they say, ‘enables issuers to deploy and manage multi application smart card programs.’ 

There are many handy features to the smart card. The functional features of the KONA i smart card include; the personalization of data and personalized data management, multiple application management and personalization of applications, security key management, compatibility with the legacy system, in branch and post issuance and over the air capability for download in the likes of mobile devices upon a mobile network. The multi-task ability of the smart card makes it an attractive choice for those seeking to make good decisions or express their security, data or marketing needs in new formats more applicable to the daily lives of their customers.

The smart card management systems each have additional highlight functions. The CMS (card management system) system allows for smart card and application life-cycle management. In the CMS it is also possible to integrate products and services management. It is possible to issue smart cards and handle application issuance as well as conduct post issuance management. The application management system (AMS) allows for application profile management and application life-cycle management. The key management system has a service that includes a crypto server. The PIS (Post Issuance System) includes support for multi-distribution channel (POS terminals, web browsers and mobile devices). 

There are a variety of issuing products available to clients with the smart cards. The issuing product include; VISA, VSDC and visawave; Mastercard, M/Chip, paypass and Maestro; JCB and J smart; Amex and AEIPS; Local and Local EMV; PBOC and CUP, mobile banking, transportation and other types of products such as memberships and many more.

SCMS issuance works through three general steps. The first step is issuance and the center’s central issuance. The second step is issuance at branches, instantly. Finally, there is wireless issuance available through the likes of smartphones or 3G phones. With various different types of issuance the cards have enormous capacity to meet security, data, privacy and convenience needs and the various issuances mean marketing genius can be deployed with little limitation when it comes to expressing creativity.

KONA i has a solid history of leveraging their core and periphery technology to the best effect. KONA i created new services from their expertise by the integration of diverse sectors into, they say, ‘a comprehensive system.’ The company manufactures platforms for financial electronic transactions, e-commerce and mobile communications. The company was founded with the express purpose of furnishing the transportation sector with smart cards and evolved to extend the technology, capability and expertise to other sectors such as financial institutions,

KONA i was founded in 1998 and founded their research and development department in the same year. In the next years the company won both Korea based and foreign awards for both technology and business. In 2001, just three years after being founded, the company was listed on the Korean stock exchange. The company, KONA i is one of several subsidiary companies operating the KONA for international buyers. Other subsidiaries include Kona M, Kona C and a Beijing based subsidiary.